Self-Managed Superannuation Funds
Your own personal super fund
If you want greater control over how your money is invested, you may be thinking of setting up and managing your own self-managed superannuation fund (SMSF).
A self-managed super fund can be a useful tool to assist in tax planning or the creation of wealth. It is an ideal option for DIY investors who prefer to make their own investment choices for their retirement, rather than leaving the management of their superannuation in the hands of others. In the right circumstances, an SMSF can offer greater tax benefits and more investment flexibility.
With more freedom comes more responsibility
When you set up an SMSF, you’re the one in charge. You choose the investment strategy, and you enjoy the rewards. But, you’re also responsible for complying with the tax and superannuation laws. The rules are complex and they change all the time.
It’s a major financial decision, so you need qualified, specialist advice. Our SMSF advisors, based right here in Perth, can help you understand your options and choose the best path forward.
We have the expertise
AR Advisors' dedicated and experienced self-managed superannuation fund specialists are Authorised Representatives of the SMSF Expert Pty Ltd. Our team establishes SMSFs that run smoothly and efficiently. We combine advanced technology with personal, expert advice to provide a comprehensive value-for-money service for our clients.
Get in touch with one of AR Advisors’ SMSF specialists today to find out more about the benefits and understand the risks. If an SMSF is not the best option for your financial circumstances, we won’t recommend it.
What we do
Our SMSF advisors can provide self-managed super fund advice at every stage, from SMSF set up, accumulation, and pension, and finally to the wind up of the fund.
We begin with an initial consultation to evaluate benefits versus risks, and answer the questions you’ve been waiting too long to ask. Then, we’ll help you prepare and set up your SMSF and put the right trustee model in place. We assist you to obtain the trust deed and legal documents, and rollover your other super funds into your SMSF.
Next, we'll set you up with a cloud-based dashboard to monitor your portfolio, and help you with your annual reporting requirements. Our SMSF reporting will show you key information such as your investment balance, investment return, and capital growth, so you’re always armed with the right information to complement our specialist advice.
What are the benefits of an SMSF?
With the right guidance, there are a range of benefits of a self-managed superannuation fund:
- Investment options that are not available in industry and retail super funds
- You may be able to transfer personally owned shares into your superannuation
- Your business real property may be held in your SMSF to improve cashflow
- Assets can include unusual collectibles like artwork and gold
- You can simplify and consolidate your superannuation holdings
To find out whether a self-managed super fund is the right choice to set you up financially for your retirement, chat to AR Advisors about the options available to you. Our specialist advisors will be able to offer you advice on an optimal strategy for your unique set of financial circumstances. If a self-managed super fund is not right for you, we can discuss what other strategies you can implement to plan for retirement. We can help offer you peace of mind about your financial future.
Further expert advice
Further areas we can provide advice on include:
- Superannuation fund set up
- End of year contributions – both concessional and non-concessional
- Account based pensions (ABP)
- Limited Recourse Borrowing Arrangements
- Transfer of business real property
- Taxation of death benefits
- Re-contribution strategies
- Lump sum withdrawals
- Receiving death benefits
- Intergenerational and succession planning
- Set up of gearing through your superannuation fund
- Wind up of an SMSF
Take the Next Steps
Arrange an initial chat with one of our SMSF advisors now.